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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$144,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
2 years
|
2 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
|
Benefit Duration
|
2 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.10
$8.70
$8.70
$8.70
$9.30
$9.60
$9.60
$9.60
$10.20
$10.50
$10.80
$12.30
$12.60
$12.90
$13.80
$14.10
$14.70
$16.20
$16.80
$17.10
$18.60
$19.50
$20.40
$21.30
$23.10
$24.60
$26.40
$28.20
$30.60
$32.70
$35.10
$38.40
$42.60
$47.10
$51.30
$58.80
$65.10
$72.30
$80.40
$88.50
$98.70
$109.50
$122.10
$134.70
$149.70
$180.30
$197.70
$217.50
$238.20
$261.90
$287.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$144,000
|
|
Benefit Duration
|
2 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$17.40
$17.40
$17.40
$18.60
$19.20
$19.20
$19.20
$20.40
$21.00
$21.60
$24.60
$25.20
$25.80
$27.60
$28.20
$29.40
$32.40
$33.60
$34.20
$37.20
$39.00
$40.80
$42.60
$46.20
$49.20
$52.80
$56.40
$61.20
$65.40
$70.20
$76.80
$85.20
$94.20
$102.60
$117.60
$130.20
$144.60
$160.80
$177.00
$197.40
$219.00
$244.20
$269.40
$299.40
$360.60
$395.40
$435.00
$476.40
$523.80
$574.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$27.60
$28.80
$30.00
$31.20
$31.20
$32.40
$32.40
$35.40
$36.00
$37.20
$38.40
$39.60
$42.60
$44.40
$46.80
$49.20
$52.20
$54.00
$57.60
$59.40
$61.80
$66.00
$69.60
$73.80
$77.40
$83.40
$88.80
$95.40
$102.60
$108.60
$117.60
$129.60
$140.40
$153.60
$169.80
$192.00
$212.40
$236.40
$260.40
$288.60
$319.20
$355.80
$392.40
$434.40
$480.60
$577.80
$634.80
$696.00
$763.80
$837.00
$918.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov